BJ's One™ Mastercard® & BJ's One+™ Mastercard® | Blog | BJ's Wholesale Club (2024)

A more rewarding way to shop.

BJ’s new program with Capital One and Mastercardwill provide a first-class rewards and customer service experience for BJ’s members. BJ’s gives you the opportunity to pick between two credit cards and memberships that help tailor your shopping experience to meet your needs and monthly expenses.

Redeeming rewards is easier than ever! Members can redeem their entire rewards balance once it reaches $10, up to the transaction total, and rewards never expire.¹⁰

Here’s a breakdown of the new BJ’s One^TM Mastercard program benefits to help you choose which one is right for you:

BJ’s One™ Mastercard

(Formerly the BJ's Perks Plus^® Credit Card)

The BJ’s One™ Mastercard requires The Club Card Membership ($55 annual membership fee). This means you get access to all the great benefits of being a BJ’s member, as well as:

• 3% back1 in rewards10 on most purchases at BJ's
• 10¢ off per gallon at BJ’s Gas^®2
• New! 1.5% back3 in rewards¹⁰ everywhere else Mastercard is accepted
• World Mastercard status

BJ’s One+™ Mastercard

(Formerly the BJ's Perks Elite^® Credit Card)

The BJ’s One+™ Mastercard requires The Club+ Card Membership ($110 annual membership fee). This means you get access to all the great benefits of being a BJ’s member, as well as:

• 5% back⁴ in rewards¹⁰ on most purchases at BJ’s
• New! 15¢ off per gallon at BJ’s Gas^®5
• New! 2% back⁶ in rewards¹⁰ everywhere else Mastercard is accepted
• World Mastercard status

Both cards will benefit from the Capital One industry-leading customer experience and digital tools, including its award-winning mobile app, virtual assistant and access to exclusive events.

Learn more about all the ways BJ’s adds value to your membership in the article Why You Should Join BJ’s Wholesale Club on the BJ’s Smart Saver Blog. Apply now for the BJ’s One™ Mastercard or BJ’s One+™ Mastercard today to discover how easy it is to shop and earn rewards.

APPLY TODAY

All BJ’s memberships are subject to BJ’s current membership terms, ask in-club or go to BJs.com/terms.

¹ BJ’s One™ Credit Card cardholders earn 3% back in rewards on eligible purchases of goods and services in-club at BJ’s front-end registers, on BJs.com or in the BJ’s app (minus any redeemed rewards, returns, refunds or credit adjustments) when they pay for these purchases with their BJ’s One™ Credit Card.

Eligible purchases exclude eye exams, shipping, sales tax, bottle deposits, alcoholic beverages, cigarettes and tobacco-related products, lottery tickets, gift cards, propane, BJ’s Gas®, online optical purchases, membership fees and add-ons, warranties and protection plans, BJ’s services provided by third parties (e.g., BJ’s Travel®), and BJ’s B2B and BJ’s Global Sales transactions. See BJs.com/bjsoneterms for information on excluded services. Eye exams are not eligible for reward redemption.

² Receive an instant discount of 10¢ off each gallon of fuel at BJ’s Gas® when you use your BJ’s One™ Credit Card to pay for your fuel purchase and scan the associated membership card. BJ’s Gas® purchases are not eligible purchases and do not earn rewards.

³ BJ’s One™ Credit Card cardholders earn 1.5% back in rewards on purchases made outside of BJ’s with their BJ’s One™ Credit Card, minus any returns, refunds or credit adjustments. Purchases at BJ’s clubs, BJ’s Gas^®, BJs.com, BJ’s app, and BJ’s B2B and BJ’s Global Sales transactions are not “outside of BJ’s.”

⁴ BJ’s One+™ Credit Card cardholders earn 5% back in rewards on eligible purchases of goods and services in-club at BJ’s front-end registers, on BJs.com or in the BJ’s app (minus any redeemed rewards, returns, refunds or credit adjustments) when they pay for these purchases with their BJ’s One+™ Credit Card.

Eligible purchases exclude eye exams, shipping, sales tax, bottle deposits, alcoholic beverages, cigarettes and tobacco-related products, lottery tickets, gift cards, propane, BJ’s Gas®, online optical purchases, membership fees and add-ons, warranties and protection plans, BJ’s services provided by third parties (e.g., BJ’s Travel®), and BJ’s B2B and BJ’s Global Sales transactions. See BJs.com/bjsoneterms for information on excluded services. Eye exams are not eligible for reward redemption.

⁵ Receive an instant discount of 15¢ off each gallon of fuel at BJ’s Gas® when you use your BJ’s One+™ Credit Card to pay for your fuel purchase and scan the associated membership card. BJ’s Gas® purchases are not eligible purchases and do not earn rewards.

⁶ BJ’s One+™ Credit Card cardholders earn 2% back in rewards on purchases made outside of BJ’s with their BJ’s One+™ Credit Card, minus any returns, refunds or credit adjustments. Purchases at BJ’s clubs, BJ’s Gas®, BJs.com, BJ’s app, and BJ’s B2B and BJ’s Global Sales transactions are not “outside of BJ’s.”

10 There is no cap to the amount you can earn on eligible purchases with your BJ's One™ Credit Card or BJ's One+™ Credit Card, as applicable, and rewards are yours for the life of the account— they will not expire. Must have a minimum balance of $10 in rewards to redeem. Minimum eligible purchase amount is $10 at BJ's checkout.

Credit card offers are subject to credit approval. The rewards program is provided by BJ’s Wholesale Club, Inc. and its terms may change at any time. For full rewards terms and conditions, please seeBJs.com/bjsoneterms and BJs.com/terms. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.